Most major creator platforms take a 20 percent cut of what you earn, so you keep about 80 percent before taxes, processing, and any agency fees. OnlyFans and Fansly both charge 20 percent. Fanvue charges 15 percent for a new creator's first 12 months, then 20 percent. Passes charges around 10 percent. Always confirm the current rate on the platform itself.
What each platform actually takes
The headline number is the platform commission, the slice taken from every payment a fan makes to you before anything reaches your balance. The table below compares the standard rates as of June 2026. Rates change, so treat this as a starting point and verify against each platform's own help center before you commit. This explainer sits in the explainers hub and pairs with how creator platforms make money.
| Platform | Standard cut | You keep | Notes |
|---|---|---|---|
| OnlyFans | 20% | 80% | Same 20% on subs, tips, pay per view, and messages |
| Fansly | 20% | 80% | Flat 20% across earning types |
| Fanvue | 15% then 20% | 85% then 80% | 15% for a new creator's first 12 months, then 20% |
| Passes | about 10% | about 90% | Lower headline rate; smaller audience and tooling |
Sources: the 20 percent OnlyFans cut is stated in its own help materials and terms of service; Fanvue's introductory and standard rates are published on its site. Figures are current as of the last updated date and may change.
The lowest commission does not always win. Reach, payout reliability, and tooling decide what you actually take home.
Why the headline rate is not the whole cost
Commission is only the first deduction. Your real take home depends on a stack of costs that the headline number hides. Before you chase a lower percentage, map the full picture using the framework below.
- Platform commission: the headline cut, usually 20 percent on the big platforms
- Payment and payout fees: processing or withdrawal costs that vary by method
- Chargebacks: disputed payments that claw back revenue you already counted
- Agency or manager split: a further percentage if someone manages you
- Taxes: a share of profit owed regardless of platform, set aside separately
Two of these deserve their own reading. Payouts and processing are covered in how creator payouts and payment processing work, and disputed payments in chargebacks in the creator business explained.
A worked comparison at $5,000 a month
Illustrative only, not a promise of results. Say you earn $5,000 in fan payments in a month. At a 20 percent cut you keep $4,000. At Fanvue's 15 percent introductory rate you keep $4,250, a $250 monthly difference during that first year. Passes at roughly 10 percent would leave $4,500, but the smaller audience can mean fewer fans reach you in the first place. The right question is not which percent is smallest, it is which platform nets you the most dollars after reach and reliability.
How to weigh fees against everything else
A lower cut on a platform where fans cannot find you is a worse deal than a 20 percent cut on one where they can. Weigh commission against audience size, payout speed and reliability, discovery, and the tools you need to run your business. For the platform decision itself, see the getting started guide on choosing the right creator platform for you, and the bigger risk picture in platform risk and how to hedge it.
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- OnlyFans and Fansly take 20 percent; Fanvue is 15 percent for year one, then 20 percent; Passes is around 10 percent.
- The headline cut is only one of several deductions; map the full true cost stack.
- Net dollars after reach and reliability matter more than the smallest percentage.
- Rates change, so always confirm the current number on the platform itself.
More in this path: the explainers hub, how creator platforms make money, and chargebacks explained.