OnlyFans keeps 20 percent of everything you earn and pays you 80 percent, across subscriptions, tips, pay per view, and paid messages. Earnings clear on a rolling hold, commonly around seven days, before you can withdraw, with a minimum often near 20 dollars. Price for your net, not your gross, and keep a small reserve for the hold.
OnlyFans is simple to earn on and easy to misjudge, because creators look at gross numbers and forget the platform cut and the payout timing. This guide gives you the practitioner version: what OnlyFans actually keeps, when the money lands, and how to price so your net, not your gross, is the number you plan around.
What OnlyFans keeps, and what you keep
OnlyFans takes a flat 20 percent commission and pays creators the remaining 80 percent. That rate is consistent across every earning type on the platform, which makes planning easy: whatever a fan pays, you keep four fifths of it before your own costs and taxes. Always model your net, not your gross.
| Detail | What to expect |
|---|---|
| Commission | 20 percent (you keep 80 percent) |
| Applies to | Subscriptions, tips, pay per view, paid messages |
| Payout hold | Rolling, commonly around seven days |
| Minimum withdrawal | Commonly 20 dollars, varies by region and method |
| Methods | Direct deposit, wire, and others by region |
How and when payouts actually work
Earnings do not become spendable the instant a fan pays. OnlyFans holds new earnings on a rolling basis, often around seven days, before they move to your available balance. From there you request a withdrawal once you clear the minimum, and the money reaches a United States bank by direct deposit within a few business days. The practical lesson: keep a small reserve so the hold never catches your cash flow off guard.
- Gross fan spend: 1,000 dollars across subscriptions, tips, and pay per view.
- OnlyFans 20 percent commission: 200 dollars.
- Your gross payout: 800 dollars, available after the rolling hold.
- Then your own costs and taxes come out of that 800, not the 1,000. Plan around the net.
Pricing the page for real earnings
Pricing is the lever most creators underuse. Set a subscription that matches your value and market, then layer pay per view and tips on top. The mechanics carry across our platform neutral guides: pricing your subscription, how pay per view pricing works, and recurring versus one off revenue. Deciding between a free and paid page? Read free page versus paid page.
Your gross is a vanity number. Your net after fees, costs, and tax is the business.
How OnlyFans compares, and why to diversify
OnlyFans 20 percent cut is the same headline rate as several rivals, so the real differences are audience, features, and policy. Compare fee structures in creator platform fees compared and understand the money flow in how creator payouts and payment processing work. Because any single platform can change rules overnight, spread your risk with diversifying income across platforms, and see the sibling guide maximizing earnings on Fansly.
- OnlyFans keeps 20 percent across all earning types, so you net 80 percent before your own costs.
- Earnings clear on a rolling hold, commonly around seven days, with a minimum withdrawal often near 20 dollars.
- Plan around net, not gross, and keep a small reserve for the payout hold.
- Price for your market with subscriptions, pay per view, and tips, and diversify so one platform cannot sink you.